save life - blog about insurance

If you suffer a loss with the car and damage occurs, the insurance company that offers the best affordable car insurance has to agree with the workshop, to clarify the time, the repair costs ... If the workshop and the company arrive in an agreement in the valuation of damages, the workshop will make the management before the insurer and this will pay the invoice by the owner. In the situation when an agreement cannot be reached, the customer must know so that he can order the repair to the workshop and after paying the invoice, go to the insurer to try to get the recovery of the invoice. So that there are no disagreements between the insurer and the workshop, the company offers you to go to a workshop held on your property.

Is the workshop compulsory?

Increasing disagreements between insurers and workshops regarding the price per hour or the cost of the materials to be repaired, for this reason, insurance companies prefer that you go to a workshop, but do not usually oblige. When you hire a car policy you have to make sure that you are going to be able to go to your lifelong workshop or choose the workshop that suits you best, but you have to read the fine print of the contract, that it must be a concerted workshop that is responsible for the repair. However, if the contract does not require it, the company cannot force you at any time to take the car to a workshop or another, can recommend workshops, but it is the client who has the freedom of decision and can choose the workshop that Prefers

Does the workshop have any advantages?

Insurance companies look for agreements with selected workshops to avoid problems and reduce repair costs. The insurance company gets benefits through these agreements, but the workshops benefit most by having the confidence and recommendations of the insurer. The expert who checks your car to suffer a loss will always be in the interests of the insurer, and the insurer will want to minimize the costs, so the expert will prepare his report trying to reduce costs as much as possible. Almost the same thing happens with the workshop, receiving more customers thanks to the insurer, the workshop will provide you with lower prices for repairs, and will always be next to the insurance company. But an advantage with the workshops is the processing and services provided after the accident, for example, in a workshop agreed your car could be ready in a few days, unlike in another workshop where they will try to delay the maximum time Processing possible. Another advantage is that while your car is being repaired, the insurance company will offer you a replacement vehicle, as well as the collection and delivery of the car repaired at the address.